Acorns: Investment App Review

I’ve been looking for a way to start investing without sacrificing large sums of money. When I say “large,” I mean large for a single mother… So anything over $50 is large lol.

While checking my financial status using Mint.com, I found a recommendation to try the Acorns App. It was free to download.

Based on my status and investing tolerance (since I’m young-ish, I can be more aggressive), Acorns made a portfolio that includes Google, Apple, Microsoft, General Electric Company, Johnson and Johnson, and others.

And it costs only $5 a month. There are also options for $10, $20, or above if you’re ballin’ like that. Plus you get bonuses for referring others.

I *highly* recommend anyone interested in investing to look into it. You can see all the goods before committing any money.

I’m also interested in hearing your thoughts and approaches to investing.

Please share in the comments below!

*Rae

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Sunk Costs

I’ve been thinking about sunk costs lately.

A sunk cost is a cost that has already been incurred and thus cannot be recovered. Sunk costs are excluded from future decisions, because the cost will be the same regardless of the outcome of a decision. (Investopedia.com)

For all intents and purposes, sunk costs are irrelevant to decision-making.¬†This is a concept I’ve grasped fully.¬†Intellectually, at least.

Yet I have made more than a few decisions based on the sunk costs of my life.

He did this to me then, so I’ll do this to him now.

Emotional logic. #paradox

*Rae

I’m Done Hatin’ on The Tissue Test

Not so long ago, I ranted about Crest’s Tissue Test. Because shame on them for preying on the¬†impressionable. For targeting a¬†market of consumers characterized by vanity, desire for social acceptance, and willingness to spend frivolously¬†to comply with the media’s¬†arbitrary and comical standards of beauty.

We all know the type of individual that fits in that group. But in case you’re unsure,¬†check out the commercial yourself¬†to see¬†who P&G is tryna target with their tissue test.

I just finished writing a paper on Crest’s Whitestrips and you know what?¬†It makes sense.

I ain’t even mad no more.

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Capitalist Mind, Christian Heart

I hate hypocrisy. There’s nothing wrong with being wrong because we’re all wrong and Christ took care of those¬†wrongs.

But being wrong and presenting yourself as right-¬†that’s beyond wrong. That’s just… just dirty.

I have an entire section dedicated to my business-related blog posts¬†because marketing, finance, and¬†economics absolutely¬†fascinate me. In fact, until I had my recent ‘Come to Jesus,’ my religion wasn’t Christianity- it was Capitalism. And my idol was money.

So I get it.

Luckily God set me straight and¬†I’m not as misguided as I once was.

But the more I learn about business and the sweetheart of free enterprise, the more my stomach churns with disgust. The more grateful I become that God yanked me away from the monster I was trying so desperately to feed.

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Pinterest: The Pimp of Social Media

If Facebook is the slut of social media, Twitter is the¬†gossip, Instragram is the¬†stripper, LinkedIn is the prude… what does that make Pinterest?

I researched all I could about Pinterest and guess what! Pinterest is doing what pimps have been doing since the beginning of time. Seducing women, getting them dependent, turning them out, and raking in the profits.

Looking at the boring basics real fast:

Now let’s explore why Pinterest is like a pimp.

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I guess that makes sense, Target.

Yes, I still have my panties in a bunch over this. I’ve already written a post on Target’s mission statement and Target’s lack of propriety. But after getting¬†my daily dose of what’s going on in the world, I have reason to be even more agitated.

Wildmon (President of American Family Assocation) asked the following question in regards to why Target switched up their policies:

“[W]hat precipitated this? Was there a clamoring of men in women’s dresses who were upset because they wanted to use the women’s dressing area? They said they were responding to their customers.”

Target’s mouthpieces were unable to explain exactly why they even chose to change the bathroom policy in the first place. There was no incident that forced Target to change things up. It was intentional.

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